CURRENT DEPOSIT 

It is non interest bearing account which is opened purely for business purpose. Any individual, profit or non profit organization can open current account in Nepalese Rupee or in other convertible foreign currencies.

•  Deposit or withdraw any amount after meeting the minimum balance as set by the bank.
•  Not only for saving but for convenience.

CALL DEPOSIT

In call account you can park your excess fund for short period. Interest rate is based on volume, tenure, nature of transaction etc.

SAVINGS DEPOSIT

These accounts are designed to help individuals to inculcate saving habit to meet the future requirement. This is interest bearing account which remains liquid and safe. You can plan and save your hard earned money for your future financial needs.

SBL provides different types of savings account that suits your requirement:

Siddhartha Bachat:
•  Minimum balance of Rs 1,000
•  5% interest on monthly minimum balance.
•  Issuance of Cheque book upon maintaining Rs 5,000/- balance.
•  Free SCT Debit Card.

Siddhartha Bishesh Bachat:
•  Minimum balance of Rs. 50,000
•  4.25% interest on daily balance.
•  Free accidental death insurance coverage upto Rs 500,000/-
•  Free SCT Debit Card
•  Issuance of TC and Draft at competitive rates
•  50% reduction in Home Loan processing fee
•  Preference for Locker facilities
•  Other many more facilities

Siddhartha Mega Savings:
“Higher the deposit Higher the Interest”

•  Interest rate ranges from 4.25%p.a. to 6%p.a. depending on the deposit volume.
•  Account can be opened with minimum balance of Rs.50,000 .
•  No minimum balance required once the account is opened.
•  Interest earning starts from balance of Rs.50,000 and above.
•  Free Internet Banking
•  Free Inward Remittance
•  Free SCT Debit Card
•  ABBS Facility
•  Competitive rate on Draft and Travelers Cheques issuance.

Siddhartha Bal Bachat
•  Account to be opened in the name of a minor, i.e. children up to 16 years old
•  Parents/Guardians can operate the Account
•  Interest Rate 6% per annum on monthly minimum balance.
•  Minimum Balance of Rs 1,000
•  Cheque book issuance at minimum balance of Rs 2,500
•  No restrictions for withdrawals and deposits
•  Any Branch Banking System (ABBS)
•  Free Internet Banking
•  Special preference for locker facility
•  Special discount in Home Loan Processing fee for Parents/Guardian
•  Free Account Statement
•  Issuance of Traveler’s Cheques/ Drafts at competitive rates for Parents/Guardian

FIXED DEPOSIT

This is a long term investment in which you get higher return on your surplus fund. We provide security, trust and competitive rate of interest.

•  Any individual or firms can maintain fixed deposit at SBL.
•  Interest rates based on the tenure of the deposit.
•  Current tenure ranges from one week to 2 years.

FOREIGN CURRENCY DEPOSIT

We provide attractive interest rate on foreign currency deposits. As per the convenience of the customers they have choice to open savings, current or fixed deposits or call account.

For more information please contact Treasury or Marketing Department.